Most of us have to work, unfortunately it is a fact of life as we often have mortgages to pay, children to look after and other bills such as gas and electric etc. Sadly, for many of us, we actually find ourselves worse off in work than out of it and this does not seem right. With the way the benefits system works, you can be in a situation where you get a job and actually end up with less in your pocket every month because you work. This is why it is no wonder many people chose to stay at home than have a career.

There are millions of people who earn just to much to get any help with costs but still have to pay out a fortune in child care and travel etc, so they are able to go to work. If you are a mother or father wishing to return to work after the birth of a child and are considering full time nursery care then you have to consider the fees compared to the actual earnings you will be taking home. Putting a child in nursery full time Monday to friday will cost between £800 – £1000 per month and with a monthly salary on a basic wage of not a lot more it is time to really consider your options.